What MedPay Covers
- Emergency room visits
- Ambulance transportation
- Surgery and hospitalization
- Doctor visits and specialist care
- Physical therapy
- Prescription medication
- Dental treatment for accident injuries
Key Features
- Pays regardless of fault
- No deductible
- Covers you and your passengers
- Covers you as a pedestrian or cyclist hit by a vehicle
- Typical limits: $5,000 to $50,000
MedPay vs. Health Insurance
MedPay has no deductible, copay, or network restrictions. It pays on top of your health insurance. For many accident victims, MedPay covers the health insurance deductible and copays that would otherwise come out of pocket.