Always Hire a Lawyer When
- Serious injuries requiring surgery, hospitalization, or resulting in permanent limitations
- Disputed fault — the other side claims you were partially or fully responsible
- Insurance company lowball offers that don't cover your actual damages
- Government entity involvement — claims against cities, counties, or the state require special notice procedures
- Multiple parties — truck accidents, construction accidents, or product liability with multiple defendants
- Wrongful death — the stakes and complexity demand professional representation
You May Not Need a Lawyer When
- Minor injuries that resolved quickly with minimal treatment
- Clear liability with cooperative insurance company
- Small property damage claims only
Colorado PI Attorney Fees
Most Colorado personal injury attorneys work on contingency: they take a percentage (typically 33-40%) of your settlement only if you win. You pay nothing upfront. This means hiring a lawyer is risk-free for the client.