Colorado Law & Hit and Run Claims
Hit-and-run is a criminal offense under C.R.S. § 42-4-1601. For civil recovery, your own UM/UIM coverage is the primary source. Colorado does not mandate UM/UIM coverage but insurers must offer it. Approximately 16% of Colorado drivers are uninsured.
undefined Years
Statute of Limitations
50%
Comparative Fault Bar
~$642K
Noneconomic Cap
Average Hit and Run Settlement in Colorado
Based on Colorado verdict and settlement data
| Severity | Estimated Settlement Range |
|---|---|
| Low Severity | $10,000 – $25,000 |
| Medium Severity | $25,000 – $100,000 |
| High Severity / Catastrophic | $100,000 – $500,000+ |
These ranges are general estimates based on Colorado verdict and settlement data. Actual case values vary based on specific facts.
| Category | Minor | Moderate | Severe |
|---|---|---|---|
| Medical Expenses | $2,000 – $10,000 | $10,000 – $40,000 | $40,000 – $150,000 |
| Lost Wages | $500 – $5,000 | $5,000 – $25,000 | $25,000 – $100,000 |
| Pain & Suffering | $5,000 – $12,000 | $12,000 – $50,000 | $50,000 – $300,000 |
| Total Range | $10,000 – $25,000 | $25,000 – $100,000 | $100,000 – $500,000+ |
Common Injuries in Hit and Run Cases
Hit and Run by Injury Type
Frequently Asked Questions: Hit and Run in Colorado
Your primary source is your own uninsured motorist (UM) coverage. If the driver is identified, you can file a claim against their insurance. MedPay on your policy covers immediate medical expenses.
Call 911 immediately, note the vehicle description and plate, look for witnesses and cameras, get medical attention, and file a police report. Report to your own insurance to activate UM/UIM.
No, but insurers must offer it and you must sign a written rejection if you decline. Given the 16% uninsured rate, UM/UIM is strongly recommended.
Settlements depend on your UM/UIM policy limits and injury severity. Minor: $10,000–$25,000. Moderate: $25,000–$100,000. Severe: $100,000–$500,000+.
If the driver is identified, yes. If not, recovery is generally limited to your own UM/UIM coverage. An attorney can help investigate to identify the driver.
Yes. Traffic cameras, surveillance footage, vehicle debris, witness descriptions, and police investigation frequently identify hit-and-run drivers. Early evidence preservation is critical.
If the driver is identified but uninsured, your UM coverage becomes your primary source of recovery. You can also pursue a personal lawsuit against the driver’s assets directly.
Hit and Run Claims by City
Get city-specific information about hit and run claims and local settlement data across Colorado.
Hit and Run in Denver
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Hit and Run in Colorado Springs
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Hit and Run in Aurora
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Hit and Run in Fort Collins
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Hit and Run in Lakewood
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Hit and Run in Thornton
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Hit and Run in Arvada
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Hit and Run in Westminster
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Hit and Run in Pueblo
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Hit and Run in Centennial
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Hit and Run in Boulder
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Hit and Run in Highlands Ranch
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Hit and Run in Greeley
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Hit and Run in Longmont
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Hit and Run in Loveland
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Hit and Run in Broomfield
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Hit and Run in Castle Rock
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Hit and Run in Commerce City
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Hit and Run in Parker
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Hit and Run in Littleton
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Hit and Run in Northglenn
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Hit and Run in Brighton
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Hit and Run in Englewood
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Hit and Run in Wheat Ridge
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