Question 1

Is Colorado a strict liability state for dog bites?

Accepted Answer

Yes, Colorado imposes strict liability on dog owners for bites causing serious bodily injury (C.R.S. 13-21-124). This means the owner is liable even if they had no prior knowledge that the dog was dangerous. For non-serious injuries, the traditional "one-bite rule" may apply, requiring proof the owner knew the dog was vicious.

Question 2

What is the average dog bite settlement in Colorado?

Accepted Answer

Dog bite settlements in Colorado range from $5,000 to $15,000 for minor bites, $20,000 to $75,000 for moderate injuries requiring medical treatment, and $75,000 to $300,000+ for severe injuries involving permanent scarring, disfigurement, or multiple surgeries.

Question 3

Whose insurance pays for a dog bite in Colorado?

Accepted Answer

The dog owner's homeowner's or renter's insurance typically covers dog bite claims. Most policies have liability limits of $100,000 to $300,000 or more. Some insurance companies exclude certain breeds; if the dog is uninsured, you would need to collect directly from the owner.

Question 4

Can I sue if a dog bites my child in Colorado?

Accepted Answer

Yes. Children are the most common victims of dog bites, and settlements for children tend to be higher due to the increased trauma and potential for permanent scarring on a young person. A parent or guardian files the claim on the child's behalf.

Question 5

What should I do after a dog bite in Colorado?

Accepted Answer

Seek medical attention immediately — dog bites carry serious infection risks. Report the bite to local animal control. Document the injuries with photos over time as they heal. Get the dog owner's information and any witness details. Preserve clothing damaged in the attack.

Severity	Estimated Settlement Range
Low Severity	$5,000 - $15,000
Medium Severity	$20,000 - $75,000
High Severity / Catastrophic	$75,000 - $300,000+

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